⚠️ Late repayment can cause serious money problems. For free help, visit moneyhelper.org.uk | We're an authorised credit broker, not a lender | We may receive a commission from the lender
FCA authorised credit broker

Borrow up to £5,000 with a quote in under 2 minutes

Loans 365 searches a panel of regulated UK lenders to match you with a loan option that fits your circumstances. Free to use, no impact on your credit score.

🛡️ FCA regulated
2-minute application
🔒 No credit score impact
🤝 Poor credit considered

Your free, no-obligation quote

How much would you like to borrow?

£500
£100£5,000
Rates from 48.1% APR to 1721% APR. Min term 3 months. Max term 36 months.
Representative Example: £1,000 borrowed for 18 months. repayment of £89.22 per month. The total amount repayable is £1,605.96. Interest amounts to £605.96, an annual interest rate of 59.97% (fixed). Representative APR: 79.5% (variable).
Borrow responsibly. Not all lenders offer the same amounts, rates, or approval times, and some carry out credit checks. Missed or late repayments can negatively affect your credit file and may result in additional charges. Free help at moneyhelper.org.uk.

How Loans 365 works

Three quick steps between you and a loan option that fits your situation.

1

Tell us what you need

Choose your loan amount between £100 and £5,000 and give us a few basic details. It takes less than two minutes and won't affect your credit score.

2

We search our lender panel

We match your details against our panel of FCA-regulated lenders to find loan options that suit your circumstances and borrowing needs.

3

Review and decide

See your matched offer, check the full terms including APR and repayment schedule, and decide whether to proceed. No pressure, no obligation.

Built around you

We're not a lender. We're a broker that works for you, matching you with the right option from our panel.

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Compare multiple lenders

One application reaches our entire panel so you don't have to shop around yourself.

Fast decisions

Most applicants see their matched option within minutes. Some lenders can pay out the same day.

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No credit score impact

Getting a quote through us uses a soft search that doesn't leave a footprint on your credit file.

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Poor credit history? We still search for options

Our panel includes lenders who consider applications from people with less-than-perfect credit histories. Being declined elsewhere doesn't mean we can't help.

We're on your side

Loans 365 is a credit broker, not a lender. We don't make lending decisions, and we don't charge you a penny for our service. Instead, we connect you with our panel of regulated lending partners so you can compare and choose an option that actually works for you.

We're authorised and regulated by the Financial Conduct Authority, and we're committed to responsible lending. If you're ever struggling, we'll always signpost free, independent debt help.

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